If you want professional, friendly service, DON'T go here. First, you will find that the receptionist is not qualified to take a simple message. You will always have to speak to the rude owner or his ruder employees. They advertise that they accept credit cards but they only accept credit cards for large amounts and only for certain policies. Watch out, they lie through their teeth to bully you into paying earlier than you need to so they can earn a profit on interest. Please take your business elsewhere.