I have nothing good to say about Knowledge First. My family has been involved with this compny for 20+ years, as they roped us in promising to set us up for post secondary. I put thousands of dollars into my plan. In second year, I decided to switch programs. Knowledge First tried to use this as a technicality and 'terminate' my plan and keep the money I worked so hard to put away. It is now almost 4 years later, and we are still fighting with them.