Unlike a bank, who requires that you fit into a specific box with specific criteria in order to get approved for a mortgage, they work for you in order to increase your chances of approval. They find the lender that will best be suited for you and your particular situation. They negotiate with the lenders on your terms for the best rates and conditions. Thanks to their wide access to conventional lenders, unconventional lenders and private lenders, you get exceptional one-on-one service on a case by case basis and extremely competitive mortgage rates. more... See more text