For over fifty years, the Provincial Credit Association (PAC) has been a credit bureau providing credit information and services to clients across North America. PAC's ability to meet the needs of its clients and provide them with first class service has made it a leader in the credit information industry. Our primary mission is to provide our clients with the most accurate, complete and up-to-date information they require to make important business decisions. All PAC investigators and executives are committed to effectively guiding businesses with credit strategies that will make them more productive and profitable. more... See more text