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411-265 Front St N, Sarnia, ON N7T 7X1 Get directions
Hoyes, Michalos & Associates Inc. was founded in 1999 by bankruptcy trustee Douglas Hoyes and trustee in bankruptcy Ted Michalos to provide customer-tailored personalized service t... more... See more text
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Bankcruptcies - Trustees in Sarnia ON

Facing financial woes is not something people like to talk about, especially when one faces bankruptcy. Declaring bankruptcy is a last resort for those who can no longer cope with their financial obligations. It’s a way out to give you the breathing room you need to get back on your feet. Do you know who to turn to for help regarding your personal bankruptcy? Do you know the steps to file a bankruptcy? Do you know the bankruptcy law? Is insolvency your best financial decision and do you know the consequences? A trustee in bankruptcy is the professional you are looking for.


Tips to find the best bankruptcy trustee in Sarnia ON

  • Referrals: As hard as it will be to get people in your circles to talk about it, the best referrals for a bankruptcy trustee will come from those who’ve experienced personal bankruptcy first hand. Ask these people what you should expect from a good bankruptcy trustee and what questions you should ask during a consultation.
  • Free consultation: Bankruptcy trustees offer free consultations that allow you to determine if they are the right person to help you with your financial situation. This is a time to be clear and upfront about your financial situation and ask your detailed questions. You should feel comfortable and at ease with your potential bankruptcy trustee and in turn the trustees should be clear and detailed about the best approach and consequences about your personal bankruptcy.
  • Credentials: Attorneys who specialise in bankruptcy and consumer proposal are licensed by the federal government and follow a code of ethics. These attorneys must pass a three year bankruptcy law course and an RCMP investigation in order to get their license. A trustee’s fees are regulated by the federal government which means they are usually cheaper than debt and credit counsellors.
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